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July 8, 2018

Planning on Going Boating This Summer?

With summer in full swing, boating may seem like a great way to spend some quality time with your friends and family. 

However, boating can come with many risks as one of your passengers can get hurt or your boat can catch fire. Make sure you follow these safety tips to keep you and your family safe.

What to do Before Getting On the Water 

Check to see if the weather is suitable for boating before going into the water
Figure out the water temperature to determine how long you or your passengers can safely remain in the water while waiting for help or swimming to shore
Create a float plan with a family member or friend 

Have a Safety Kit on Board 

U.S. Coast Guard boating safety requirements include the following items:
Working lights
Map/chart of the waters you are navigating
Personal floatation devices for each passenger
Flotation device that can be thrown into the water 
Operational fire extinguisher
First aid kit
Lines/ropes for being towed or pulled back to shore
Signaling device 
Communication device such as a VHF radio or cell phone

What to do While on the Water 

Make sure all passengers stay in a safe, seated position while the boat is in motion
Children should be in life jackets with spare life jackets on hand in case of an emergency 
Be aware of water conditions and other vessels in the area surrounding your vessel 

Make sure your boat is insured

After sitting all winter your boat may not have an active policy
Make sure your coverage is enough for your activities 

The next step to ensuring you have the proper insurance for your boat is calling your local Sacramento insurance agents for a quote at 800-807-6871


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