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Welcome to S & G Mitchell Insurance Agency

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.

We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

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What clients say

I worked at Bill Brian Insurance for 26 years and we always strived to give the clients the best possible service. I am now retired and they are still giving me great service. After moving Sonia searched all their companies and found me a great company.

-Nancy Moreau

Sonia has and is always helped me with timely and professional service. She always returns my calls when dealing with mine and my 3 adult children's insurance issues. I feel confidant that she will give us the best rate and service available.

-Lisa Mann

la senora Sonia me ayuda mucho. Tiene mucha pacencia con migo

-Filemon Martinez

Sonia is the BEST. She already knows my voice! Shes very attentive, professional, and knowledgeable. SHE ROCKS!!!!!!

-Sonya Peloquin

Excellent service! Sonia has helped a lot finding me the most economical policy, insuring me and my sons after leaving Allstate. Keep up the good work!

-Maria Pineda

Sonia Alvarado in the office in India is a great agent she is really helpful she's all ways answers all my questions call and helps with my insurance needs I will recommend Bill Brian Insurance to my friends.

-Maria Arreola

I have my beauty salon insured with Sonia Alvarado from Bill Brian and she is knowledgeable in insurance. She is great.

-Rosa ysiano

Sonia is my agent and she is great at explaining insurance and listening to my needs and those of her other clients I always refer clients to her.

-REGINA ysiano

I am always very impressed with my agent Sonia, she is absolutely the best. Sonia always takes the time to hear my needs and finds a solution. Sonia is the best, thank you for always doing a great job.

-Sylvia A Sanchez

After I met Kandice Yanez I was so impressed that I transferred all my insurance to her and also recommended her to friends.

-jean mulcare

Kandice helped me insured my car when I first purchased it. She walked me through all of the procedures and guaranteed that my insurance plan was what I was looking for. Not only did she fit my needs to the plan but most importantly my budget. Lastly she reassured me...

-Lizbeth Castillo

Great customer service! Always helpful.


Very happy with the elaborations on policies and coverages that the ladies at Steven R. Nelson Insurance provide. Never leave confused or wondering what I am getting and what I'm not getting as far as insurance coverage. Also very satisfied with the options and variety of insurance carriers that they...

-Brenda Salazar


-nnyl rekrap

I've been coming to Steven R. Nelson insurance for over 8 years and they have always been great with helping me find the right insurance for me. Johana is the rep. that has helped me the last couple of times u've been there and she has just been great. She...

-Yesenia Jimenez

Awesome service

-Susan tristan



Fabulous service! Friendly personnel. Quotes beat the completion.

-Dalonda Ruiz

I have had a great experience since I started going there a couple years ago!

-Amanda Friesen

Very helpful and patient with all my questions. Very knowledgeable in in many different types of coverages that would benefit my needs. Thanks!!


Best of the best!


What's not to love ! Anytime I have questions the staff there is really helpful and answers my questions. I have had to file claims before and when I needed help they were there. Thank you so much !

-V. Bracamontes

Friendly atmosphere very helpful.

-Alfredo Cervantes

Very helpful happy with my service

-Brandon velasquez

They are very helpful anytime I have needed help they are always there for my family and me


Insurance is insurance. Go to them if you want to work with good people who are experienced, responsive, and willing to locate good rates.


My experience with your company was excellent. As the owner of Markee Personal Training and a personal trainer in Sacramento, Cliff Cottam Insurance found me the best rates to cover my business! Special thanks go to Anne!

-P. Markee

I have to be the first one to admit insurance brokers always seemed excessive to me. I mean why pay a middle man when you can go to a big insurance company and “hopefully” get a discount. WOW, was I mistaken because the first time I let Cliff Cottam insurance...

-Joe Fritz

Anne Siebum has been with us every step of the way as our company has grown. From a home based business to an international company with multiple locations, she has always given us the best service, the best advice, the best rates. I consider her a member of our team...

-M. Cook

Anne at Cliff Cottam Insurance Services saved me $458 a year on my car insurance when I switched from Esurance to Mercury Insurance. I am one happy customer!

-K. Jennings

I can't thank the folks at Cliff Cottam Insurance Services enough! We have saved SO much money by using their services throughout the years! They have provided the most affordable unbeatable prices for our 3 autos, RV, and home insurance. Six years ago my husband & I purchased our 1st...


I so appreciate all your assistance. I have been a Customer Service Manager for 20 years and I am use to taking care of others, which I love. Dealing with you has been a breath of fresh air....what customer service was meant to be...person to person :). Thanks again!

-F. Kaiser

Beth was awesome to work with. She made the process of switching to my new carrier very easy.

-Heather Killmer

So far so good!

-Matt Flakenthal

Beth King has been wonderful in helping our company with our insurance needs. We recently needed our insurance coverage adjusted quickly to meet the requirements of a very important customer account of ours. Beth was great at getting us price quotes, keeping us informed and setting us up with the...

-Jen Banks

Brian was very helpful throughout the process and I would refer anyone to him.

-Robert Silva

Just wanted you to know that Brian is a good asset to your team. Hard worker and gets it done.

-Chris L.

I have been working with Anne and the team at Cliff Cottam Insurance Services for almost 10 years. They have always been there for me and my family and have taken care of all of our needs ranging from cars, to homes, and even commercial buildings. We look forward to...

-Chris Lemmon

I have been doing business with Cliff Cottom Insurance for many years. The number one reason I have never switched is the customer service I have received from Anne Siebum. I think most people choose insurance at first based on price not realizing that the most important reason for insurance...

-Michelle Libis

We started working with Vicky Fardette two years ago and she has since help us switch over a dozen of our property, liability, commercial and auto insurances policies to better coverage and costs. We are most impressed with the efficiency and effectiveness of Vicky when delegated with an insurance need....

-David Tsay

Vicky Fardette deserves more than 5 stars!!! She wrote my umbrella policy sooo smoothly, I never had problem reaching her. As a first time commercial insurance byer I had a lot of questions and Vicky was happy to help me with them. One thing that I absolutely loved is that...

-Marina Levko

Vicky Fardette has been nothing but amazing and helpful in all our business needs. She is always there to answer any questions or concerns, easy to get a hold of, quick responses and overall a joy to work with. Thank you Vicky for all that you do!

-American Amplifier Technologies

Vicky Fardette is awesome. Shes put together several of my policies and always stays on top of it. She communicates quick and very professional. I will highly recommend her for insurance related services.

-Abdul Latona

Vicky Fardette has been such a blessing to my company. She has provided numerous policies and continues to provide the best customer service I've ever experienced. Her responses are very quick and thorough.

-Steve Wilde

I want to thank Vicky Fardette for helping me out in a crunch. I needed to renew my business insurance right away and she made it happen very quickly, she is very informative and knowledgeable and explained things about my policy in a way I could understand. Thanks So Much...

-Sean Clifford

Vicky Fardette has been marvelous to work with and helpful in all our business needs. She is ALWAYS just seconds away from an answer to a question or a change to a policy. He knowledge of the difference policies and carriers is exceptional. It has been a true pleasure working...

-Sherri Gruber

Vicky Fardette has been more than Amazing. She is so knowledgeable, helpful and quick to respond. Vicky will work tirelessly to help our company in anyway going above and beyond our expectations. She is truly the sweetest most amazing person to work with for our insurance needs.


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